LIC AAO Prelims 2025: Exam Analysis, Expected Cut-Offs & Topics

The Life Insurance Corporation of India (LIC) conducted the Assistant Administrative Officer (AAO) Prelims exam on October 3, 2025 , across various cities in India. The computer-based test, held in four shifts, aimed to fill 760 vacancies for AAO Generalist and Specialist posts. The exam featured a negative marking scheme, deducting 1/4th mark for each incorrect answer.

Initial analysis indicates an overall difficulty level of Easy to Moderate . Candidates achieving between 69 to 74 good attempts are considered competitive. The English Language section was qualifying only; its marks do not contribute to the final merit list.

Exam Overview and Difficulty

The LIC AAO Prelims exam comprised three sections: Reasoning, Quantitative Aptitude, and English Language. The total exam duration was one hour.

Subject Questions Difficulty Level Good Attempts
Reasoning 35 Easy to Moderate 22-24
Quantitative Aptitude 35 Moderate 21-23
English Language 30 Easy 23-24
Total 100 Easy to Moderate 67-75

For qualifying, minimum marks were set: 18 for Reasoning and Quantitative Aptitude (16 for SC/ST/PWBD), and 10 for English Language (9 for SC/ST/PWBD).

Detailed Section Analysis

Quantitative Aptitude Topics

The Quantitative Aptitude section included a mix of arithmetic, quadratic equations, simplification, and data interpretation questions.

Topics No. Of Questions
Arithmetic 10
Quadratic Equations 5
Simplification 5
Table DI 5
Line DI 5
Caselet DI 5
Total 35

Reasoning Topics

Reasoning covered various puzzle types, inequalities, and series questions.

Topics No. of Questions
Alphanumeric Series 1-2
Direction 2-3
Syllogism 2-3
Sequence-Based Puzzle 2
Inequalities 3
Circular arrangement 5
Floor-Based Puzzle 5
Box-Based Puzzle 5
Row Puzzle 3
Month-Based Puzzle 5
Total 35

English Language Topics

The English section focused on comprehension, grammar, and vocabulary.

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Topics No. Of Questions
Reading Comprehension 10
Match The Column 2-3
Error Detection 3-4
Cloze Test 5-6
Word Swap 5
Phrase Replacements 4
Total 30

Exam Schedule

The Prelims exam was conducted in four distinct shifts throughout the day.

Shifts LIC AAO Reporting Time LIC AAO Exam Start Time LIC AAO Exam End Time
1 08:00 AM 09:00 AM 10:00 AM
2 10:30 AM 11:30 AM 12:30 PM
3 01:00 PM 02:00 PM 03:00 PM
4 03:30 PM 04:30 PM 05:30 PM

Expected Cut-Off Marks 2025

Based on exam difficulty and candidate performance, the expected cut-off marks for the LIC AAO Prelims 2025 are as follows:

Category Expected Cut Off Marks
SC 50-55
ST 45-50
OBC 53-58
EWS 53-58
UR 58-63
LD 45-50
VI 46-51
HI 35-40
ID/MD 35-40

Official cut-off marks will be released by LIC along with the results. Candidates who qualify the prelims exam will proceed to the LIC AAO Mains examination.

Previous Year’s Cut-Offs (2023)

For reference, the 2023 LIC AAO Prelims cut-off marks are provided:

Category Cut Off Marks 2023
SC 48
ST 45
OBC 52
EWS 52
UR 55
LD 44
VI 46
HI 32
ID/MD 32