Dr. Baba Saheb Ambedkar Loan for Higher Study Abroad, Gujarat
Scholarship Amount
About This Scholarship
This scheme provides significant financial assistance to eligible students from Gujarat belonging to the Scheduled Caste (SC) category who aspire to pursue higher education in foreign countries. It offers a substantial loan amount at a favorable interest rate, supporting students in postgraduate, Ph.D. degrees, advanced research, and computer courses abroad.
There is no specific deadline mentioned for this ongoing scheme, allowing students flexibility in their application process. The initiative aims to empower students from disadvantaged backgrounds to achieve their academic goals on an international platform.
Eligibility Criteria
To be eligible for this loan scheme, applicants must meet the following criteria:
• Applicants must be domiciled in Gujarat and belong to the Scheduled Caste (SC).
• Applicants must be willing to pursue postgraduate, Ph.D. degrees, higher-level research, and computer courses and have secured 50% or more marks in their graduation.
• Scheduled Caste (SC) students of the state who are admitted to study abroad based on a Class 12 or higher syllabus must have a minimum of 50% marks. They are eligible for loans to pursue diploma, graduate, postgraduate, postgraduate diploma, or Ph.D. programmes, as well as other courses exceeding one year in duration, in all fields.
• Students who have passed Class 10 and completed a recognised ITI course of two or more years' duration, and have passed the NCVT or GCVT examination for the same, will be treated as equivalent to Class 12 for admission to higher secondary education courses. According to their choice, they may appear for the Gujarat Secondary and Higher Secondary Education Board's Class 12 or Gujarat Open School Examination in English.
• Students who have completed a three-year diploma course after Class 10 in a polytechnic institution will be considered equivalent to Class 12 pass for college admissions.
Note:
• There is no income limit for applicants.
• Students can also apply within six months of going abroad.
• The beneficiary must provide a valid surety.
• Loans for technical and professional courses abroad are available to students who have completed Class 12.
• A maximum of two loans can be granted to individuals from the same family.
• Approval will be processed only after the submission of a visa and air ticket.
• In case the student settles abroad, it is mandatory to notify the lender of any changes in workplace, residence, contact number, email address, and movement to India until the loan is repaid.
• Loan repayment begins 6 months after the student completes their course. The entire loan, including principal and accrued interest, must be repaid within 10 years.
• The institution where the students are studying abroad must be recognised by the host country's government, and the degree earned must also be recognised within that country.
Required Documents
Applicants must provide the following documents to support their application:
• Passport-size photograph
• Aadhaar card
• Proof of Residence such as Ration Card, Electricity Bill, License, or Rent Agreement, etc.
• Caste certificate
• Educational qualification certificates
• School/College leaving certificate
• Affidavit
• Passport and Visa
• Air ticket
• Surety bond on ₹100 stamp paper (Annexure C)
• Property valuation report
• First page copy of bank passbook or cancelled cheque (in the applicant's name)
• Any other required documents
How to Apply
Eligible applicants can follow these steps to apply online:
1. Click on the 'Apply Now' button on the official website.
2. Click on the 'Register' button on the right-hand side of the dashboard and fill in the required details to register. (Note: If already registered, log in using the registered email ID.)
3. Navigate to the 'New User? Please Register Here!' option at the right-hand side of the dashboard and click on it.
4. Enter all the required details and click on the 'Register' button.
5. After successful registration, login using valid credentials.
6. Now, click on 'User Profile' to update the profile details.
7. After successfully creating the profile, go back to the homepage and select the scheme and click on it to access the application form.
8. Fill in all the required details in the application form, upload the necessary documents, tick the 'terms and conditions' checkbox, and submit.
9. After successfully submitting the application, take a printout of the same for future reference.
For a detailed user manual, please refer to the guide available on the official website.
Alternatively, students can apply for the scheme offline by following the below steps:
1. Download the application form from the official website.
2. Fill in the required details, attach the scanned copies of the documents, and send it to the below address:
Director, Scheduled Caste Welfare, Government of Gujarat
Block No • 4, 2nd Floor,
Dr. Jivaraj Mehta Bhatawan,
Gandhinagar, Gujarat (India)